Are You Ready to Upgrade to a Bigger House?
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Buying your first home is a big deal, but that first home is rarely your dream home. After several years, you might start thinking it’s time to upgrade for more space, a nicer neighborhood, more luxuries, or all of the above. Here are a few questions to help you make the big decision before you call your real estate agent.
Can you handle a larger mortgage?
The most important question to ask is whether or not you can handle the larger mortgage that comes along with a nicer or bigger house. Create a budget for the potential new mortgage payment along with all the other costs that come with a new home such as possible HOA fees or higher electric and gas bills from heating and cooling a larger home. If you can make it work—you can proceed to ask…
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