Dream Home at Your Dream PriceWhatever the current state of the housing market, there are always foreclosed and pre-foreclosed homes for sale -- just waiting for buyers. But knowing how to find foreclosures can be a daunting first step. Here are some helpful tips on finding the right home at the right price.

    • The Banks. A foreclosure takes place when an owner is unable to maintain their mortgage payments, and the property reverts to the creditor, which, often times, is a bank. These banks sometimes maintain listings of foreclosed properties on their websites. Check the listings of banks where you already have an account. You may be able to capitalize on the relationship you already have with them.
    • A Little Legwork. If there's a particular neighborhood in which you'd…

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