St George Utah Blog

Saint George, Utah - A Wonderful Place

So many people cannot wait to retire. This can be both very scary as well as very exciting all at the same time. Listen you spend most of your life working long hours and many of those hours you have spent wishing that you were not working. That you were enjoying some of your favorite things that you love to do, like playing golf, bird watching or anything else that you love to do. Today is that day that you can start planning your new life that will no longer consist of working 5 or more days a week. You are now able to what ever it is that you want to do, and enjoy your life doing anything.

The first thing that you are going to need to do in your planning efforts is to find the perfect retirement home that

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St George, Utah has had it's share of foreclosures, but one huge source of foreclosures has just been cut off.  Bank of America, one of the largest banks in the nation has been halted in it's ability to foreclose on properties in the state of Utah. But...will the ruling hold up?

On May 22, 5th District Court Judge James L. Shumate in St George ruled to stop all foreclosure proceedings in the state of Utah by Bank of America.  The ruling, if upheld, would require Bank of America and all other mortgage companies to have local offices in Utah where homeowner's can go meet in person with their bank to negotiate their loan terms.  Bank of America does not currently have local offices, and therefore (allegedly) does not conform to state laws.

Bank of

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Just announced last week, the Utah Senate has approved a bill offering down payment assistance to home buyers in the amount of $6,000.  The grants are only available on purchases of new construction homes, and the funds ultimately come from the economic stimulus package.

A few plan details:

  • the $6,000 does not need to be repaid
  • the home must be owner-occupied
  • no first-time homebuyer requirements
  • $6000 can be applied towards down payment, closing costs, rate buydown or principle reduction 
  • the State has a total of $10 million available for this program...or approximately 1600 loans 
  • income limit is $75,000 for individual or $150,000 if filing jointly

With greater lending restrictions and more stringent down payment requirement, this grant money

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It is a great time to buy a home in St George, Utah...especially for first-time home buyers.  With the passing of the "American Recovery and Reinvestment Act of 2009", first-time home buyers are now eligible for a $8,000 tax credit.  How does this tax credit work?  Here are some details:

  • Timeframe: applies to all qualified purchases on or before January 1, 2009 and before December 1, 2009.
  • Amount: credit applied is 10% of the purchase price, up to $8,000.
  • Income Limits: full amount of credit available for individuals with adjusted gross income of no more than $75,000 or for a joint return, $150,000.
  • First-time Homebuyers: the credit applies only to first-time home buyers...or in other words, purchasers who have not owned a primary residence for three
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Thank you for visiting our new website.  We believe we provide the most fun, comprehensive, and user-friendly website in Southern Utah.  We are excited about many of the improvements we have made, and hope you enjoy your visit. 

With our new site, you can...

  • Use our advanced search to narrow your search to just about anything you want.  Looking for a foreclosure?  Now you can narrow your search to include only foreclosures.  Looking for a home on the golf course?  You can do that too.  You can even search for homes on a map or in specific subdivisions and communities. 
  • Get maps and directions to any of the homes that interest you.
  • Get a 'Birds-eye' view of homes and surrounding neighborhoods.  Just as if you were flying over our community - you can
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