Start Saving for Your Down Payment
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One of the biggest deterrents to buying a home is being able to afford the down payment. The more you can pay for the home upfront, the better your loan options and payment plan will be. It is recommended that you pay about 20% for a down payment, but other financing options are available. If you are looking to buy a home in St. George, use these tips to save for your down payment.
Create a Budget
The first step to saving for a down payment is controlling how much you spend and save. The only effective way to do this is through budgeting. Budgeting software like Mint.com can help you track money more effectively and reach your ultimate goal of downpayment.
Look for Ways to Save
As you start to create your budget, you may realize you are…
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