Found 2 blog entries tagged as down payment.

One of the biggest deterrents to buying a home is being able to afford the down payment. The more you can pay for the home upfront, the better your loan options and payment plan will be. It is recommended that you pay about 20% for a down payment, but other financing options are available. If you are looking to buy a home in St. George, use these tips to save for your down payment.

Create a Budget

The first step to saving for a down payment is controlling how much you spend and save. The only effective way to do this is through budgeting. Budgeting software like Mint.com can help you track money more effectively and reach your ultimate goal of downpayment.

Look for Ways to Save

As you start to create your budget, you may realize you are…

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With real estate prices, trends and laws constantly in the news, there is a lot of misinformation floating around. Real estate myths spread like wildfire and not doing your proper homework could cost you. Here are six real estate myths to clear up.

Selling a Home Yourself Saves You Money

Some people might think that they can save money by selling a home themselves and saving on a real estate agent’s commission. As shown in another blog post, this is not the case. Sellers who use a real estate agent almost always make more money than those who try to go it alone. Even after paying a real estate agent’s commision, you are still more likely to walk away with more money.

When Selling, You Don’t need to Stage Your Home

You may think it’s…

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