Handy tips and articles about buying a home in St. George, Utah.
There are currently 10 blog entries related to this category.
Thursday, December 11th, 2014 at 7:46am. 545 Views, 0 Comments.
If you haven’t applied for a home loan in the last few years, things may be a little different. The financial crisis and burst housing bubble caused the Consumer Financial Protection Bureau (CFPB) to create new housing rules for borrowers and lenders. These rules won’t necessarily make loan approval more difficult, but knowing what to expect before you shop is a good idea. Here are the basics of the new rules.
Ability to Pay
The new rule is sometimes referred to as the “Ability to Pay.” Mainly, this law forces people to prove they can pay for a new home. Instead of just writing down annual salaries, which was sometimes acceptable before, borrowers have to show a proof of income. For those working regular jobs with a weekly or bi-weekly…
Monday, December 1st, 2014 at 8:08pm. 114 Views, 0 Comments.
A real estate transaction is one of the most important life and business decisions you will probably ever make. Even so, the process is often foreign to people, especially first time home buyers. The proper etiquette - how to dress, act, and behave - is important to keep in mind when viewing and selling homes. Here are some tips for how to present yourself during a real estate transaction.
Whenever you look at a house, put your best, most friendly foot forward. There’s a chance you may never meet the current homeowners. Just in case you do, looking nice isn’t a bad idea.They inevitably will picture you in their home, with their neighbors, meeting their friends. Do what you can to show that you would be a…
Monday, November 24th, 2014 at 12:16pm. 97 Views, 0 Comments.
Choosing the right home for you and your family is not an easy decision. It takes a lot of time and planning to finding the perfect place. In spite of all
this work, or maybe because of it, a recen survey showed that many homeowners regret part or all of their home buying decisions. To make sure you are happy with your home, here are six tips to keep in mind.
Make a list of the things that are most important to you. Put them in order from most to least important. Consider what you may be willing to compromise on and what you can not. Think beyond just the house. What do you want in a neighborhood? In the local schools? Try to imagine what your ideal living situation would be and write it all down.
Monday, October 21st, 2013 at 2:11pm. 50933 Views, 0 Comments.
Other than marriage or the birth of a child, there are few life events that can compare to purchasing your first home. Despite the diverse lifetime aspirations among Americans, homeownership is one goal that is common across all social, cultural, and economic lines. Our homes are more than just our own private spaces, but they are symbols of security, individuality, and success.
The purchase of a home is the single biggest investment that the average person will make in their lives. When you put yourself through the process of submitting an offer, closing the deal, and signing a 20 or 30 year mortgage. you want to make sure you're making the best decision for yourself and your family.
It is no secret that the housing market has been erratic in…
Tuesday, August 20th, 2013 at 8:45pm. 1355 Views, 0 Comments.
School boundaries aremajor factor in home-buying decision, survey finds
As kids begin to go back to school, a new survey is out that suggests location to schools is a major factor in peopleâ€™s home-buying experience.Â The survey done by Realtor.com states three out of five home buyers say school boundaries willÂ affect where they purchase a home.Â According to Realtor.com, almost 60% of home buyers would go over budget anywhere from 1% to 20% to obtain a home in their desired school boundaries while just over 40% would not.
For those home buyers that said school boundaries will affect where they purchase a home over 90% stated it was â€œimportantâ€ to â€œsomewhat importantâ€.Â Those same home buyers are also…
Tuesday, August 20th, 2013 at 6:01pm. 580 Views, 0 Comments.
A foreclosure is when the holder of a property lien is forced to terminate the lien before the expected date, most often due to a failure to make payments by the borrower. This action makes it possible for the lien holder to then place the property back on the market, with the intention of recouping whatever losses they may have…
Monday, January 9th, 2012 at 9:53pm. 763 Views, 0 Comments.
The real estate in St George is unique and gorgeous, with breathtaking views just about everywhere you look. St George is a small city in Utah. Just a few years ago this city was not well known, but today it is really getting alot of attention nationwide.
St. George Utah real estate market is the best in the nation, and it is definitely something that you want to look into. Over the past ten years this area has becoming increasingly more and more popular not just for the fact that you can without a doubt find a very affordable home, but also an area that has so many things to offer you.
The sheer fact that you have the ability to find a home that you can actually afford in an area that has everything to offer you is one of the…
Monday, January 9th, 2012 at 9:33pm. 1197 Views, 0 Comments.
St George, Utah is one of the 50 best places in America for people to retire to, with the many age-restricted communities itâ€™s no wonder. But there are other reasons for this title, like the golf courses. It is a golfers paradise, you have a choice of the eleven course, and each of them offer you some breathtaking scenery. And because the weather is always perfect you can golf nearly all year long, although it can get very hot during the summer months. The crime rate is low, with a population of 60,000 and growing every year.
Typical weather Throughout the Year in St George
Summer temperatures will generally be between 104Â° and 110Â° during the day, and during the fall and spring you can enjoy the temperatures between 70Â° an 80Â°. I…
Monday, January 9th, 2012 at 8:55pm. 810 Views, 0 Comments.
Nobody would have thought that a small town in southern Utah would be called the fastest growing city in the United States. St. George Utah was once the home to only about fifty thousand people, and that number has doubled over just a few short years. Itâ€™s actually pretty amazing.
There are many different reasons why Saint George Utah has become so popular. For one this town is so beautiful, the land is filled with red sandstone, and black lava and the skies are filled with mountain views and wonderful blue skies. St. George is beautiful and filled with so many things for you to do. There is definitely many adventures that you can enjoy in the mountains, and the national parks.
So Much to Do in St. George
Just because this town is a small…
Friday, September 9th, 2011 at 10:51pm. 1477 Views, 0 Comments.
Saint George, Utah - A Wonderful Place
So many people cannot wait to retire. This can be both very scary as well as very exciting all at the same time. Listen you spend most of your life working long hours and many of those hours you have spent wishing that you were not working. That you were enjoying some of your favorite things that you love to do, like playing golf, bird watching or anything else that you love to do. Today is that day that you can start planning your new life that will no longer consist of working 5 or more days a week. You are now able to what ever it is that you want to do, and enjoy your life doing anything.
The first thing that you are going to need to do in your planning efforts is to find the perfect retirement home that…