All Blog Entries by David Ellis

St George, Utah is one of the 50 best places in America for people to retire to, with the many age-restricted communities it’s no wonder. But there are other reasons for this title, like the golf courses. It is a golfers paradise, you have a choice of the eleven course, and each of them offer you some breathtaking scenery. And because the weather is always perfect you can golf nearly all year long, although it can get very hot during the summer months. The crime rate is low, with a population of 60,000 and growing every year.

Typical weather Throughout the Year in St George

Summer temperatures will generally be between 104° and 110° during the day, and during the fall and spring you can enjoy the temperatures between 70° an 80°. I know that…

Nobody would have thought that a small town in southern Utah would be called the fastest growing city in the United States. St. George Utah was once the home to only about fifty thousand people, and that number has doubled over just a few short years. It’s actually pretty amazing.

There are many different reasons why Saint George Utah has become so popular. For one this town is so beautiful, the land is filled with red sandstone, and black lava and the skies are filled with mountain views and wonderful blue skies. St. George is beautiful and filled with so many things for you to do. There is definitely many adventures that you can enjoy in the mountains, and the national parks.

So Much to Do in St. George

Just because this town is a small town…

Saint George, Utah - A Wonderful Place

So many people cannot wait to retire. This can be both very scary as well as very exciting all at the same time. Listen you spend most of your life working long hours and many of those hours you have spent wishing that you were not working. That you were enjoying some of your favorite things that you love to do, like playing golf, bird watching or anything else that you love to do. Today is that day that you can start planning your new life that will no longer consist of working 5 or more days a week. You are now able to what ever it is that you want to do, and enjoy your life doing anything.

The first thing that you are going to need to do in your planning efforts is to find the perfect retirement home that…

Down Payment Assistance for City of St. George is Back!

The City of St. George and Five County Association of Governments just announced their Down Payment Assistance Program (DPAP) is live and accepting applications.
DPAP is a federally funded program with a goal to assist eligible home buyers with down payment and/or loan closing costs.
DPAP provides up to $6,000 in the form of a non-interest bearing loan payable when the home is sold or refinanced.
If the home is not sold or refinanced prior to 10 years then the loan becomes a grant and is forgiven.
The Program is open to owner-occupied housing units within St. George City limits.
The maximum home price allowed is $199,734.

If you have any questions or want to see if you qualify, give me a call. I’m…

CITY OF ST. GEORGE DOWN PAYMENT ASSISTANCE PROGRAM

WHAT IS IT?

The City of St. George Down Payment Assistance Program is a federally funded program with ta goal to assist eligible home buyers with a down payment and/or loan closing cists by providing up to $10,000 in the form of a non-interest bearing loan payable when the home is sold or refinanced.  The program is open to owner-occupied housing units within the St. George City limits. The maximum home price allowed is $247,368 for detached homes, and $131,955 for attached townhome/condos.

HOW DO I QUALIFY?

You must be a first time home buyer or have not owned a home in the past three years.
You must meet household income limits and have a gross annual household income which does not exceed 80% of…

St George, Utah has had it's share of foreclosures, but one huge source of foreclosures has just been cut off.  Bank of America, one of the largest banks in the nation has been halted in it's ability to foreclose on properties in the state of Utah. But...will the ruling hold up?

On May 22, 5th District Court Judge James L. Shumate in St George ruled to stop all foreclosure proceedings in the state of Utah by Bank of America.  The ruling, if upheld, would require Bank of America and all other mortgage companies to have local offices in Utah where homeowner's can go meet in person with their bank to negotiate their loan terms.  Bank of America does not currently have local offices, and therefore (allegedly) does not conform to state laws.

Bank of America,…

Just announced last week, the Utah Senate has approved a bill offering down payment assistance to home buyers in the amount of $6,000.  The grants are only available on purchases of new construction homes, and the funds ultimately come from the economic stimulus package.

A few plan details:

• the $6,000 does not need to be repaid
• the home must be owner-occupied
• no first-time homebuyer requirements
• $6000 can be applied towards down payment, closing costs, rate buydown or principle reduction 
• the State has a total of $10 million available for this program...or approximately 1600 loans 
• income limit is $75,000 for individual or $150,000 if filing jointly

With greater lending restrictions and more stringent down payment requirement, this grant money…

It is a great time to buy a home in St George, Utah...especially for first-time home buyers.  With the passing of the "American Recovery and Reinvestment Act of 2009", first-time home buyers are now eligible for a $8,000 tax credit.  How does this tax credit work?  Here are some details:

• Timeframe: applies to all qualified purchases on or before January 1, 2009 and before December 1, 2009.
• Amount: credit applied is 10% of the purchase price, up to $8,000.
• Income Limits: full amount of credit available for individuals with adjusted gross income of no more than $75,000 or for a joint return, $150,000.
• First-time Homebuyers: the credit applies only to first-time home buyers...or in other words, purchasers who have not owned a primary residence for three…

Thank you for visiting our new website.  We believe we provide the most fun, comprehensive, and user-friendly website in Southern Utah.  We are excited about many of the improvements we have made, and hope you enjoy your visit. 

With our new site, you can...

• Use our advanced search to narrow your search to just about anything you want.  Looking for a foreclosure?  Now you can narrow your search to include only foreclosures.  Looking for a home on the golf course?  You can do that too.  You can even search for homes on a map or in specific subdivisions and communities. 
• Get maps and directions to any of the homes that interest you.
• Get a 'Birds-eye' view of homes and surrounding neighborhoods.  Just as if you were flying over our community - you can…